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Bank secrecy

Bank secrecy is a legal principle that protects the confidentiality of banking information. It is based on the principle of customer privacy, which is enshrined in banking regulations. Under bank secrecy, banks are not required to disclose information about their customers’ accounts or transactions to third parties, unless required to do so by law. The …

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Basis point (“bp”)

A basis point is a unit of measurement used in finance to describe the percentage change in the value of a financial instrument. One basis point is equal to 0.01% or 1/100th of one percent. For example, if the interest rate on a loan increases from 5% to 5.01%, that is a 1 basis point …

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